SIPPs: Take Control of your pension fund

The investment options available through a Self Invested Personal Pension (SIPP) give clients the freedom  to have their investments proactively managed across a range of asset classes.   

 These typically include:

• Shares quoted on a recognised stock exchange
•  Fixed interest investments (Bonds) and corporate loan stock
• Unit trusts and open ended investment companies (OEICs) or SICAVs including our range of in house funds.

All clients considering investing for their retirement via a SIPP should take independent financial advice. Your Independent Financial Advisor (IFA) will recommend whether this form of investment is appropriate, and we at DSP will be able to advise on a suitable asset allocation. Often this decision is taken together with the IFA who will chosse a suitable SIPP wrapper.

It is important to recognise that the allocation to different asset classes will change over time according to age, time to retirement and risk profile. 

SIPPs are one of the most tax efficient ways of saving money and  we will help maximise these opportunities by  working closely with your IFA whilst maintaining a disciplined approach to risk management  in asset allocation. 

Managing SIPPs after retirement.

SIPPs offer considerable flexibility in retirment as it is possible to use the portfolio to fund retirement income or alternatively to allow the capital to continue accumulating. Aagin your Independent Financial Adviser will have an increasingly important role to play as he will be advising on the timing of the drawdown of the tax free part of the fund.

Managing Total assets

We are often asked to manage a clients personal portfolio as well as their SIPP and our first class administration service allows us to take a complete overview.

Members of our team are available to discuss our services and approach .